It was originally known as Virgin Direct , and pioneered index tracking by launching a value Personal Equity Plan into the market. In the s Virgin Money expanded its operations around the world. Virgin Money announced plans to become a retail bank, and attempted to purchase Northern Rock in before it was nationalised by the British Government. Virgin applied for its own banking licence from the Financial Services Authority in , and gained one through the acquisition of Church House Trust the following year. In , Virgin Direct merged with virginmoney. Virgin Money expanded its operations around the world in the s.
The One account is a secured personal bank account with The Royal Bank of Scotland plc offering offset and flexible mortgages in the UK. The company pioneered the offset mortgage in the UK and; was conceived as a joint venture between Virgin Direct Virgin's financial services company and The Royal Bank of Scotland in Initially, the company was known as the 'Virgin One account' and promoted to Virgin Direct's , strong UK customer base. The launch was very successful and was extended to the entire British public in May
Steve Topple 2nd February One case, passed to The Canary , involves allegations against RBS of forgery, mortgage fraud, and falsification of customer documents. Keats originally held a Northern Rock mortgage when the bank was an entity in its own right. The dispute between Keats and RBS is about a void mortgage, which he believes the bank originally granted him in error. Even though he had never held an account with Virgin or any of its subsidiaries.
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